A honeymoon rate is where a lender gives you a special low interest rate for a set period at the beginning of your loan before it switches to a standard, higher rate. If you’re eligible for a honeymoon rate, you could save money in your monthly repayments. This honeymoon rate calculator can help you compare what the repayments will look like and the total interest payable, so you can compare loans more accurately.
Your Loan Market adviser can help determine if you are eligible for a honeymoon period and calculate your repayments.
Understand the amount you will need to pay your lender before you apply for a home loan and ensure you can comfortably meet your repayments.
No two loans are the same and there are a number of costs to weigh up. Compare two side by side to see the difference.
See how much your home loan repayments will be if you choose to split your loan between a fixed and variable rate.
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Company Number: 4313118 | NZ Financial Services Group Limited (FSP286965)
The information provided on this site is on the understanding that it is for illustrative and discussion purposes only. Whilst all care and attention is taken in its preparation any party seeking to rely on its content or otherwise should make their own enquiries and research to ensure its relevance to your specific personal and business requirements and circumstances. Terms, conditions, fees and charges may apply. Normal lending criteria apply. Rates subject to change. Approved applicants only.
*Your adviser may charge a fee to cover additional time required by their team. Any fees will be discussed with you in advance so you can make an informed decision before proceeding with your application.