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Your total income is not the total amount you take home each year. The amount you are taxed on your income depends on which range it falls into. To get a better idea of how much you receive as net income (after tax), use this income tax calculator.
You can also use the budget planner calculator to understand your expenses and find ways to save.
Understand how much money you have coming in compared to what you spend using this calculator to help you identify where you could save.
This calculator helps you calculate how much you can save over time with interest.
Understand the amount you will need to pay your lender before you apply for a home loan and ensure you can comfortably meet your repayments.
Send an email to [email protected] to get in touch.
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With over 100 mortgage advisers throughout New Zealand, we’ve likely got someone just around the corner from you.
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Company Number: 4313118 | NZ Financial Services Group Limited (FSP286965)
The information provided on this site is on the understanding that it is for illustrative and discussion purposes only. Whilst all care and attention is taken in its preparation any party seeking to rely on its content or otherwise should make their own enquiries and research to ensure its relevance to your specific personal and business requirements and circumstances. Terms, conditions, fees and charges may apply. Normal lending criteria apply. Rates subject to change. Approved applicants only.
*Your adviser may charge a fee to cover additional time required by their team. Any fees will be discussed with you in advance so you can make an informed decision before proceeding with your application.
